My Cruises

Interest-free term:

12 Months

Shopping options:

In-house

12 Months No Payments & No Interest @My Cruises

On travel purchases $499 and over.

On travel purchases $499 and over.

Store locations for

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Disclaimer: Results reflected are based on merchant information registered on Google and might be inaccurate, we recommend to call the business to confirm with them.

Thinking about a Q Mastercard credit card?

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Apply online

Once approved, start shopping when you receive your credit card within 10 business days.

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Apply in-store

Once approved, make a purchase in-store that same day, then we'll send you your credit card.

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Become a merchant partner!

Offering Q Card as a payment method lets holders buy what they want from your store with a bit of extra 'breathing space' for payment.

No payments and no interest for 12 Months (“Payment Holiday”) is available on Long Term Finance (LTF) for in-house purchases only. Min Spend $499. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees correct as at date of publication, subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. A My Cruises fee of 2.5% applies.