Apply^ for a Q Mastercard by 31 May 2024 using the promo code SPENDBACK on your application to get your first $100 back* when you spend $100 or more in your first month (excludes Long Term Finance purchases, see T&Cs below).
With Q you’ll also enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, big or small. Always.
So, whether you need a little bit of breathing space, are shopping for groceries, or simply grabbing a coffee on the run, Q’s got you covered.
Let’s get started!
Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits
of a credit card with a range of interest free deals and payment holidays.
Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend.
The universal acceptance of Mastercard means you can shop wherever, online or in-store.
Q Mastercard offers access to Long Term Finance# (LTF) deals in-store and online at thousands of participating retailers throughout New Zealand.
^Lending criteria, $50 annual Account Fee, fees, T&Cs apply. Zero interest, zero payments for three months available on all Q Mastercard Standard Purchases (excludes Long Term Finance and Cash Advances). Standard Interest Rate, currently 28.50% p.a., applies to outstanding balance at end of interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details.
#Minimum purchase and/or minimum payment amounts may be required, see offers for details. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at end of LTF interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details. Rates and fees subject to change.
Credit provided by Columbus Financial Services Limited.
