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We are currently experiencing a connection issue which is impacting access to portals. We are working to resolve this as soon as possible, and apologise for the inconvenience. Please try again shortly.
Apply^ for a Q Mastercard online using the promo code WINTERSPEND by 14 August 2024.
If approved, simply activate your card and spend in your first month to qualify for one of the following credit backs:
Spend $2,000 to get a $200 credit back*
Spend $3,000 to get a $300 credit back*,
or Spend $5,000 to get a $500 credit back*.
Offer available to new customers only. Spend valid for standard purchases only (excludes Long Term Finance purchases, see full T&Cs below).
With Q you also enjoy a minimum of 3 months zero interest, zero payments^ on all standard purchases, big or small. Always.
So, whether it’s going to dinner with friends, stocking up the pantry or filling up the tank, be sure to use your new Q Mastercard to enjoy more time to pay.
Let’s get started!
Clarification as of 2 August 2024
The 10 working day period outlined in the terms and conditions is to allow time for a customer to receive their Q Mastercard credit card, to ensure that everyone has a full month (31 days), as a minimum, to spend as part of the credit back criteria. From a credit back perspective we will be providing the credit back for eligible spend during the first 45 days from account open (being, 10 working days to receive the Q Mastercard credit card and one month of spending). The credit backs will be applied as per the dates set out in the terms and conditions.
Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits
of a credit card with a range of interest free deals and payment holidays.
Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend.
The universal acceptance of Mastercard means you can shop wherever, online or in-store.
Q Mastercard offers access to Long Term Finance# (LTF) deals in-store and online at thousands of participating retailers throughout New Zealand.
+$5,000 Winter Warmer prize draw conditions apply.
+$3,000 Chill Your Bill Prize Draw terms and conditions apply.
#Minimum purchase and/or minimum payment amounts may be required, see offers for details. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at end of LTF interest free period. Other interest rates and fees may apply and are subject to change, see Q Mastercard terms and conditions for full details. Rates and fees subject to change.
Credit provided by Columbus Financial Services Limited.