Minimum 3 months zero interest, zero payments^ on all purchases. Always. No minimum spend.
Shop with your Q Card at thousands of retailers in-store and online- around the country.
Q Card offers access to Long Term Finance deals+ in-store and online at thousands of participating retailers throughout New Zealand.
Q Card offers access to Long Term Finance deals in-store and online at thousands of participating retailers throughout New Zealand.
$55 Establishment fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period.
Zero interest, zero payments for 3 months on all Standard Purchases. No minimum spend. Always.
Standard Interest Rate applies after 3 months interest free term ends.
annual Account Fee ($25 fee on opening an account and every 6 months thereafter).
on Long Term Finance deals. See where you can shop interest free.
$55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.
Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period.
We are no longer accepting Q Card applications. However, instead we’ve combined
all the best bits of Q Card and Mastercard to create the Q Mastercard.
Things you should know
^Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Zero interest, zero payments for three months is available on all Q Card Standard Purchases (excludes Long Term Finance). Standard Interest Rate, currently 28.95% p.a., applies to outstanding balance at end of interest free period. Rate and fees subject to change. Rate and fees correct as at date of publication.
+Minimum purchase and/or minimum payment amounts may be required, see offers for details. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at end of LTF interest free period. Rates and fees subject to change.
